Roy owns a home in Indiana and is behind on the mortgage payments. The bank decides to foreclose on the home. What general procedure must they follow? The home is subsequently sold at a sheriff’s sale. Roy owes $120,000 on the home, which sells for $75,000 at the sale. Is he personally liable for the remaining $45,000? After the sale, how long does Roy have to pay off the loan and receive the home back?
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